GET A HEAD START

Get a head start with your investment today!!

WHERE TO PURCHASE UNITS?

Units are available at:
• All branches of Institutional Unit Trust Adviser (IUTA)
• Affin Fund Management Berhad Head Office

Investors are welcomed to make enquiries about any of our funds at our nearest IUTA branch. A corporate representative of IUTA will duly advise you about the important features of the fund, the risks involved, and the fund's transactional procedures before investing. Corporate representatives are selected staff members of IUTA who have been appointed and trained to deal in unit trust funds. They are duly registered with Federation of Malaysian Unit Trust Managers (FMUTM).

Alternatively, you may call Affin Fund Management Berhad at 03-2027 5800 for information.

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READ AND UNDERSTAND THE MASTER PROSPECTUS OF THE FUNDS

It is important that you fully understand about unit trust investments, the different type of fund, and the potential benefits and risks. First, please consult with Sales and Marketing Dept for information on the fund, the fees and charges involved and be sure to request for a free copy of the latest Master Prospectus and/or Fund Prospectus. It is important that you read the Master Prospectus and/or Fund Prospectus carefully and seek further clarification from Sales and Marketing Dept regarding matters or transactions that may concern you.

In reading the Master Prospectus and/or Fund Prospectus, do make sure that you understand fully:
• The nature of collective investment schemes;
• The fund category, objective and its distribution policy;
• The types of transactions available;
• Your rights as a Unit Holder;
• The nature and amount of fees and charges of the fund which you would have to bear; and
• The reports that you will receive as a Unit Holder which keep you fully informed about the performance of the fund.

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EPF MEMBER'S INVESTMENT SCHEME

This scheme enables EPF members to invest 20% of their credit in excess of their Basic Savings in Account 1, in unit trust through Unit Trust Management Company approved by the Ministry of Finance.

Investors can withdraw their savings in EPF to invest in all our EPF approved funds subject to rules and regulations under the EPF Member's Investment Scheme.

Withdrawal Eligibility

• Members have the Required Basic Savings in Account 1; and
• Members have not reached the age of 55 years.

How much can you invest?
The amount of savings that can be invested is subject to the availability of the Basic Savings required in Account 1 as shown in the table below:

The amount of savings that can be invested is shown in the examples below:

Note: The required minimum investment amount for EPF member's investment scheme is RM1,000.00

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OPENING AN ACCOUNT

INITIAL PURCHASE

All an investor needs to do is to fill up the Investment Form when making his/her first investment. It takes only a minimum initial investment to get your investment started with us. There is no maximum amount limit for investment in all our funds.

The Investment Form and a copy of your Identity Card together with the investment amount made out in cash or cheque in favour of 'Affin Fund Management Berhad', can be submitted through our IUTA branches or at AFMB Head Office.

For individual investor (single or joint applicant)
• completed Investment Form;
• completed KWSP 9F(AHL)Form if investing via EPF Members' Investment Scheme;
• photocopy of identity card, birth certificate (if joint applicant is a minor) or passport (if applicant is a   foreigner); and
• proof of payment.

Corporate Investor
• completed Investment Form;
• certified true copy of Certificate of Incorporation or Form 24 & 49 or Memorandum and Articles of   Association or Constitution or By Laws and Company Resolution. and
• proof of payment.

ADDITIONAL PURCHASE

• completed Quick Form
• completed KWSP 9F(AHL)Form if investing via the EPF Members' Investment Scheme; and
• proof of payment.

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INVESTING REGULARLY

You may invest in any of the Funds by investing a minimum subsequent investment or more to your Investment Account. This can be done either regularly or on an ad hoc basis i.e. through banking-in the investment amount at any IUTA branch nationwide, or through Bank Standing Instruction.

Ask the corporate representative about investing regularly with the fund, and get a head start on the advantages of dollar-cost-averaging that come with the regular purchase of units.

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QUICK GUIDE ON HOW TO REPURCHASE, SWITCH AND TRANSFER OF UNITS

REPURCHASE OF UNITS

Investors may opt for full or partial redemption subject to the minimum holding of each fund. Unit Holders may receive the redemption payment within 10 days upon receipt of the Quick Forms by AFMB.

For EPF Unit Holders, the net proceeds will be remitted to Kumpulan Wang Simpanan Pekerja (KWSP) by crediting into the members' provident account.

Individual investor (single or joint applicant)
• completed Quick Form.

Corporate investor
• completed Quick Form; and
• Board resolution authorizing the redemption.

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SWITCHING

Investors may switch their investment in response to changing financial goals or market condition. You may switch your investment in any of the fund to such other funds managed by us for FREE. The minimum investment amount that may be switched per transaction is 100 units, subject to the minimum balance and terms and conditions applicable for the respective funds.

Every unit holder is entitled to unlimited switching frequency in any one calendar year (i.e. January to December) however, switching from Shariah-based fund to a conventional fund is discouraged for Muslim unit holders.

Individual Investor (single or joint applicant)
• completed Quick Form; and
• photocopy of identity card, birth certificate (if joint applicant is minor)

Corporate investor
• completed Quick Form; and
• copy of company's board resolution authorizing the switch.

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TRANSFER

Transfer of units is also allowed for our funds.

(Normal)
• completed Transfer Form;
• photocopy of identity card or passport of transferee; and
• completed Investment Form (if beneficiary is not an existing account holder).

(Deceased)
• completed Transfer Form;
• completed Declaration Forms by Executor/Administrator;
• completed Investment Form (if beneficiary is not an existing account);
• photocopy of identity card or passport of transferee;
• photocopy of death certificate; and
• photocopy of will/grant of probate/letter of administration/court order.

Corporate investor
• completed Transfer Form;
• copy of company's board resolution authorizing the transfer; and
• certified true copy of Certificate of Incorporation or Form 24 & 49 or Memorandum and Articles of   Association or Constitution or By Laws or Company Resolution as the case may be for a non   individual transferee.

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COOLING OFF RIGHT

First time investors of any trust funds under AFMB is entitled to exercise his/her cooling-off rights within 6 Business Days from the date of the acceptance of the application (which shall be the date on which the investment monies are deposited into the accounts of AFMB).

For investors who pay by cheque, the refund will be made upon clearance of the cheque.

The cooling-off right is only accorded to a qualified investor investing for the first time in any of the funds managed by AFMB and would exclude: -
• a corporation or institution;
• a staff of AFMB; and
• persons registered to deal in unit trusts of AFMB

For EPF Unit Holders, the cooling-off period shall begin from the date of the application form (deemed to be the date of acceptance of the application form by AFMB) and is subject to EPF’s terms and conditions. The refund will be credited back into their EPF account only when funds are received from EPF.

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